Why do most people buy funds can not make money? The fundamental reason is still not hold. Recently, Meituan, Didi, Ali, Tencent have been fined one after another, and the valuation of China Internet has begun to gradually return. Because of the high point before, we did not buy too many positions, and we have been waiting for the gold pit of China Internet. Now the strong money printing machine has finally begun to show a downward trend, but the decline did not reach 10%, and a group of people panicked. A small 10% retracement, many people can not bear it. What will happen to 20 points or 30 points, the result is self-evident. "You are not there when it falls, and you are not there when it rises."
China's top fund managers have an average of 5-10 years of experience and a historical return of up to 20%. Even so the big brother, there have been huge drawdowns. Do their funds make money? They do make money, but ask if you can bear the 30%-60% drawdown at any time. If you can't bear it, then you will not be the one who earns high returns in the end. A considerable number of customers do not make money, and even some are in loss, which is mainly due to the holders' chase for rising and falling prices. Chasing for rising prices is nothing, because for a continuous new high net value, you can still make money after rising prices, and the most easy to cause losses is to kill falling prices. When the market fluctuations are relatively large, admit losses and exit, and never come back again. In this case, it will form your losses, causing substantial permanent losses. After thinking about it, the simplest method is to hold for a long time. This is the meaning of long-term holding! Tencent, Alibaba, Meituan, Pinduoduo, can be said to be the top Internet companies in China. When they buy a fund that holds a large proportion of the money printing machine, everyone will panic. It can be imagined how difficult it is to hold for a long time.
If you study the days when a stock doubles, you will find that there is no regular pattern. Therefore, perfect short-term timing is almost impossible. To summarize, the increase of a doubler is mainly contributed by a few key days, and these key days cannot be determined by timing. In this case, there is only one way to achieve high returns by eating the increase of key days. Stay immobile and hold for a long time. Of course, there is a premise that the stock is chosen well. Only if the stock is chosen well, can it rise for a long time. Only if you hold for a long time, will you not miss the days that contribute the main income. Investment often has a good, as long as thoroughly understand the nature, the best method is often not complicated, a few words can be summarized. Buy good stocks, good funds, and then lie down. Every day to watch the market, to watch the news, to watch the international situation, to watch the macro economy, to watch the industry trend, to watch the economic data, to watch the volume of trading...... What a waste of time, most of the time no egg use, simply as good as unload the stock software, what also don't see, sleep at home. A few years later, when the market is soaring, take out the money. Earn more than most people!
