Everyone will experience the idea of making money. There are two main ways to create wealth. The first is to work and earn wages for the same working hours by relying on their own labor force or knowledge and experience. Such people account for about 90%, which is what most people are experiencing or choosing. But we all know that only a small number of people can make the Forbes list, Then the choice that most people will choose is not the choice of becoming a minority, let alone the choice that can create a lot of wealth. Then, the second way is investment, which is the choice that the remaining 10% of the people will make, and this 10% of the people choose to invest in creating wealth, which is the way that money generates money.

There are professional data statistics and analysis on the two different modes of wealth accumulation. The way of making money by people, that is, the first way mentioned above - working, can reach about seven-digit annual salary. At this level, the majority of people who accumulate wealth by making money by people, but the number of people who reach the level of tens of millions or even hundreds of millions will drop sharply. In other words, if you want to make a fortune by working, it is really more difficult, However, it would be much easier to earn money through money than to work. There is a well-known typical example. Mr. Warren Buffett's worth of tens of billions can not be achieved by making money alone.

Some people will say that Buffett is an example, and his success cannot be duplicated. However, the investment behavior is something that every ordinary person can do. The reason why up to 90% of people will choose people to make money is that the threshold and technical requirements of the first mode of making money are relatively simple, and there are many types of work, and every effort can achieve a visible return, which is quantifiable and predictable. The second way to make money through investment is not so obvious. Investment has risks. Everyone knows that those who can choose the way of investment and wealth management must have certain professional knowledge and skills. In short, the threshold is far higher than the first way of wealth accumulation.

So, how can we carry out the operation of making money from the perspective of ordinary people? Because everyone's situation is special, we should actually make a case study before investing, and use our own way to accumulate their wealth. If you belong to the group with low risk tolerance and slow accumulation of wealth, you should adhere to the prudent idle money management, not greedy for overnight wealth, only adhere to stable income, step by step, the relatively predictable income will improve your sense of security, and can also better assist your future planning, all investments can be made according to the planned time and yield.

Adhering to the standard of steady income will certainly not make you rich, but the accumulation of wealth will certainly be possible. Of course, it is certainly impossible to want to increase wealth without doing anything. Investment and financial management should first have the idea of wanting money to make money. With this understanding, you can not only curb your desire for additional expenses, but also learn new investment and financial management knowledge.

（Writer：Seli）