Many people want to manage money, but first, we have to master the basics of managing money. We all know that prices are rising, and the money in our pockets is depreciating again and again.

For some people who are struggling with cash, the impact is not great, but for most ordinary people, how to use investment and financial skills to resist prices is very important.

So how should ordinary people, especially novice friends who do not understand the investment and financial management, invest in financial management? In my view, here are six key points.

1. Sufficient investment capital investment is an important part of financial investment. If we want to preserve and appreciate assets, we must not ignore investment. The premise of investment is that there are enough available funds because the more money invested, the more returns will be obtained. Therefore, in order to carry out investment and financial activities smoothly, we must first prepare sufficient funds.

2. Skilled investment skills in the process of financial management, skilled investment skills are necessary.If you want to take the initiative in investment and not let the market lead the nose, you must master investment skills.

3. Rich financial knowledge if you know nothing about financial management, then you will lose your way in the process of financial management. Even with sufficient funds, it is difficult to achieve the desired results. Therefore, in order to obtain ideal financial results, we should have not only sufficient funds but also rich financial knowledge, such as a clear understanding of financial products such as financial objectives, financial planning, and financial skills.

4. Good financial habits are the premise of success. If we can develop good financial habits such as bookkeeping and saving and implement these habits in the process of financial management, it is of great positive significance for individuals and families to understand their actual financial situation, formulate correct financial strategies and accumulate wealth.

5. Smooth information channels investment and financial management market are rapidly changing. If there are no smooth information channels, we can not grasp market information in time. In financial management, we must maintain smooth information channels and pay attention to the changes in national political and economic policies at any time, as well as timely access to relevant market information.

6. Rational investment mentality investment should maintain a rational mentality and correctly understand the relationship between investment returns and risks so as to make the most appropriate investment choices and obtain ideal returns.

If you want wealth freedom, you must first establish your own concept of financial management.

What is freedom of wealth? Put simply. On the premise that the "basic" living needs are "sustained," there is enough capital to "freely" invest in what "should" be done!

If we want to achieve wealth freedom through investment and financial management, we must have certain financial knowledge, investment experience, and financial management concepts, especially financial management concepts, which are very important for our road to wealth freedom. So our financial management concept needs to keep up with the rhythm of the times. Next, let's learn how to establish financial management concepts with me.

（Writer：Dick）